Meet The

Expert Team

Behind Success

Home

Our Experts

james chen

Our CEO

Mr. James Chen, CEO of James Chen Mortgage, is an experienced mortgage professional dedicated to helping individuals and families secure the right financing for their homes and investments. With years of expertise in the lending industry, he has built a strong reputation for providing personalized mortgage solutions tailored to each client’s financial goals.

Throughout his career, James has led teams of loan officers while helping clients navigate the mortgage process with clarity and confidence. He specializes in assisting a wide range of borrowers, from first-time homebuyers to experienced real estate investors, by offering guidance on conventional loans, FHA programs, and investment property financing.

In addition to traditional mortgage options, James also helps clients with unique financial situations by providing access to flexible non-QM loan programs such as bank statement loans, DSCR loans, and financing solutions for foreign nationals.

At James Chen Mortgage, his mission is to simplify the mortgage process and provide trusted guidance that helps clients achieve homeownership and long-term financial success.

Licensed In:

  • New York
  • California
  • Texas
  • Florida
  • Georgia
  • North Carolina
  • Virginia
  • Maryland
  • New Jersey
  • Connecticut
  • Pennsylvania
  • Illinois
  • Ohio
  • Michigan
  • Arizona
  • Colorado
  • Washington
  • Oregon
  • South Carolina
  • Massachusetts

Licensed In:

  • New York
  • California
  • Texas
  • Florida
  • Georgia
  • North Carolina
  • Virginia
  • Maryland
  • New Jersey
  • Connecticut
  • Pennsylvania
  • Illinois
  • Ohio
  • Michigan
  • Arizona
  • Colorado
  • Washington
  • Oregon
  • South Carolina
  • Massachusetts

Our Core Team

Moses Yousaf

VP Sales

Eddie Morais

Branch Manager

Joseph Cordeira

Sales Manager

David Mizrahi

VP Sales

Our Proud Team

Rajveer Singh D.

Senior Customer Support Officer

Sarah Thompson

Customer Support Officer

Ahmed Khan

Customer Support Officer

Jason Miller

Customer Support Officer

Daniel Johnson

Customer Success Advisor

Jessica Brown

Associate Customer Executive

Rohit Mehta

Associate Customer Executive

David Rodriguez

Associate Customer Executive

Our services

Flexible Plans For Your Financial Needs

Perfect for individuals looking to start saving on everyday utility expenses while building better financial habits.

Mortgage Consultation

Loan Assessment

Buyer Guidance

Pre-Qualification Help

Essential Package

This entry-level plan helps users reduce costs on basic household bills and provides guidance on managing monthly expenses more efficiently.

$1,999

Electricity Discounts

Water Bill Savings

Mobile Plan Deals

Basic Expense Review

Brand Audit

Ideal for households looking to manage both utilities and basic financial obligations while improving monthly savings.

Loan Pre-Approval

Rate Comparison

Application Support

Financial Review

Smart Savings Package

A balanced plan designed to unlock savings across essential utilities and selected financial services for better budget control.

$4,999

Utility Bill Discounts

Mobile Plan Optimization

Credit Card Savings

Auto Loan Support

Expense Insights

Designed for users who want broader financial savings across utilities, loans, and everyday financial commitments.

Refinance Strategy

Rate Optimization

Loan Structuring

Payment Planning

Advisor Support

Advanced Financial Package

This package provides expanded savings opportunities by optimizing utility costs and helping reduce interest on loans and credit services.

$8,999

Electricity Bill Savings

Water Bill Savings

Mortgage Payment Support

Auto Loan Savings

Credit Card Optimization

A premium plan for individuals and families who want maximum savings across all utilities, loans, and financial commitments.

Portfolio Review

Investment Strategy

Financing Structure

Priority Support

Wealth Planning

Basic Package

Our most comprehensive package offers full financial optimization across utilities, loans, and credit products with priority advisory support.

$14,999

Utility Bill Optimization

Mortgage Payment Savings

Auto Loan Reduction

Credit Card Strategies

Dedicated Advisor

James Chen Mortgage helps individuals manage their mortgages, loans, and everyday financial commitments with ease.


Our solutions are designed to simplify bill management and optimize expenses.
We focus on helping clients achieve greater financial stability and smarter savings.

© 2024, JC Mortgage

Scroll to Top